How to Fund Binance From Taiwan: Buy USDT on a Local Exchange or Use the Buy Crypto Page
Your Binance account is open and your identity is verified; the next job is turning Taiwan dollars into USDT. As of October 2026, the TWD section of Binance P2P (labelled C2C in the Chinese interface) has no ads on either the buy or the sell side, so TWD has to reach Binance another way: buy USDT on a Taiwan exchange and withdraw it to Binance, or pay on Binance's Buy Crypto page.
Binance P2P shows no ads for TWD: how to get Taiwan dollars into Binance now
Open Binance P2P and set the fiat currency to TWD: the buy tab and the sell tab are both empty, and the page says there are no ads. The Hong Kong dollar (HKD) section, meanwhile, does have ads. Whether merchants come back and post TWD ads later is something the list itself will tell you whenever you open it.
This guide covers two ways of turning New Taiwan dollars into USDT on Binance:
- Buy on a local exchange, then transfer to Binance: buy USDT with TWD on a Taiwan exchange that handles TWD deposits and withdrawals, then withdraw it from there to your USDT deposit address on Binance.
- Binance's Buy Crypto page: under Buy Crypto in the navigation bar, choose TWD and USDT to reach the TWD-to-USDT buy page, and pay with one of the methods it lists.
Which payment methods you can actually use on the buy page only shows once you're logged in. Binance's FAQ on that page gives bank transfer, credit/debit card and other methods supported in your region as examples, and states that the options available can vary by country and by the currency used.
Both routes end in the same place: TWD becomes USDT, and the USDT then buys Bitcoin, Ether or other coins on the spot market. What differs is who you buy from and how the USDT gets into your Binance account.
For more on where USDT came from, its issuer Tether publishes an explainer on how it works, and Investopedia has a fairly neutral entry on Tether for comparison, so you can see how it differs from a coin whose price moves.
Local exchange transfer vs. Binance's Buy Crypto page, side by side
Fees and limits change, so treat the figures on each provider's own page as the current ones.
| Method | How the money and coins move | Where to see the cost | What to watch |
|---|---|---|---|
| Buy USDT on a local exchange, then transfer | Deposit TWD to the local exchange, buy USDT, withdraw it to your Binance deposit address | The local exchange's fee page | Both sides must use the same chain; the address and Memo have to be exact |
| Binance's Buy Crypto page | Pay on the buy page; the coins go to your Spot or Funding account | The total cost and quote on the confirmation screen before you order | Available payment methods vary by country and currency |
The local-exchange route adds an on-chain withdrawal and the withdrawal fee that goes with it. The Buy Crypto route skips that leg; whether you can use it depends on whether the page lists a payment method that works for you.
Buying USDT with TWD on a Taiwan exchange and withdrawing it to Binance
Taiwan exchanges that handle TWD deposits and withdrawals include MAX and BitoPro. Each publishes a fee page showing which chains it supports for USDT withdrawals and what it charges on each:
| USDT withdrawal fee (by chain) | MAX | BitoPro |
|---|---|---|
| ERC20 (Ethereum) | 0.4 USDT | 0.3 USDT |
| TRC20 (TRON) | 3 USDT | 2.5 USDT |
| BEP20 (BSC) | 0.02 USDT | 0.1 USDT |
| Polygon | 0.02 USDT | 0.1 USDT |
| Arbitrum One | 0.11 USDT | Not listed |
| Avalanche C-Chain | 0 USDT | Not listed |
| Aptos | 0.11 USDT | Not listed |
| Kaia | Not listed | 0.2 USDT |
| Minimum USDT withdrawal | 6 USDT | 10 USDT |
| Spot trading fee (VIP 0, maker / taker) | 0.08% / 0.16% | 0.1% / 0.2% |
These figures come from the two official fee pages as they stood in October 2026: for MAX, the transfer-information and trading-fee tabs of its fees, limits and rates page; for BitoPro, the deposit/withdrawal tab under limits and fees, plus the VIP fee tier list. "Not listed" means that page has no USDT entry for the chain. MAX notes on its page that fees are adjusted dynamically with market conditions. BitoPro's rates for every tier are in the VIP list on the same page, and your own tier shows after you log in.
A chain appearing in the table is only half of it: Binance's USDT deposit page has to offer that chain too. Once you've picked an exchange, work through the steps in this order:
- Open an account on the local exchange and deposit TWD: follow that exchange's instructions to verify your identity and link a bank account in your own name, then deposit TWD. BitoPro's deposit/withdrawal tab says new accounts (members who passed Level 2 verification on or after 28 June 2025) can deposit up to 100,000 TWD per transaction and 100,000 TWD per day, with a monthly cap of 3,000,000 TWD. For MAX's TWD deposit limits, look at its deposit and withdrawal limits tab.
- Buy USDT with TWD: find the USDT/TWD pair on the trading page and place your order; once it fills, the USDT sits in your account on the local exchange.
- Pick a chain on Binance's deposit page and copy the address: on Binance, go to Deposit, choose USDT, then choose a network (chain); the page gives you the deposit address for that chain. If it also shows a Memo (Tag) field, copy that as well.
- Back on the local exchange's withdrawal page, choose the same chain and paste the address: the chain has to be the same on both sides. MAX's table includes Avalanche C-Chain, for example, but you can only use it if the network list on Binance's USDT deposit page includes it too; if it doesn't, switch to a chain both sides have.
- Send a small test first: the first time you transfer, or whenever you use a new address, send a small amount (no less than the minimum withdrawal in the table), confirm it has reached your Binance account, then send the rest. You pay the withdrawal fee twice; in return, a wrong chain or a wrong address costs you only the small amount.
- Check it after it arrives: confirm the transfer in your Binance deposit history.
For how to check an address once you've pasted it, see What is a wallet address? What to check before you paste one; if you've already sent on the wrong chain, see Sent crypto to the wrong chain or network: can you get it back?
Paying on Binance's Buy Crypto page: check payment methods and total cost first
On Binance's Buy Crypto page you choose the coin, enter an amount and pick a payment method. Once the payment goes through, the coins land in your Spot or Funding account, with no withdrawal step in between.
Look at the payment-method field first. In July 2022 Taiwan's Financial Supervisory Commission (FSC) wrote to the Bankers Association stating that credit cards may not be used as a payment tool for virtual-asset transactions, and that card acquirers may not sign up virtual-asset service providers as merchants (Central News Agency report, 28 July 2022, in Chinese). If none of the payment methods listed on your account is one you can use, take the local-exchange route instead.
Then check two numbers before you order. One is the fee: Binance's FAQ says buying USDT with TWD may incur a transaction fee or a payment-method fee, and tells you to review the total cost on the confirmation screen before you buy. The other is the quote: the confirmation screen shows the price quoted for the pair on this order, so compare it with the market price at that moment, because the difference is also a cost you pay. The larger the amount, the more it pays to work out both numbers first.
Buying USDT on Binance P2P: placing the order, paying, getting the coins released
On Binance P2P you buy USDT from a merchant who has posted an ad. When you place the order, the platform locks the seller's USDT; you pay using the payment details shown on the order page and mark the order as paid there; the seller releases the coins after confirming the money has arrived. The price is set by the merchant's quote.
None of this is usable in the TWD section at the moment (see the first section), while the HKD section does list ads. If you're in Hong Kong, check which features Binance shows as available for your region before you use it. When choosing an ad, read the volume, completion rate and rating on the list together; for the other rules, see the P2P section of Binance's help centre.
What funding Binance costs and where to find each fee
The costs of funding come in stages:
- Depositing TWD to the local exchange: BitoPro's deposit/withdrawal tab lists TWD deposits as free; MAX's transfer-information tab says the platform currently charges no deposit fee. Whether your bank charges for the transfer is a question for your bank.
- The local exchange's trading fee: charged when you buy USDT with TWD. Both exchanges' VIP 0 rates are in the last row of the USDT withdrawal table above.
- Withdrawal fee (moving USDT from the local exchange to Binance): charged per chain by the exchange you send from; those figures are in the same table. On-chain transfers can be looked up in a block explorer, such as TRON's TRONSCAN or Ethereum's Etherscan: enter the transaction hash after sending to see its on-chain status.
- Paying on the Buy Crypto page: look at the total cost on the confirmation screen before you order, which may include a transaction fee and a payment-method fee. Minimum and maximum amounts are covered in the FAQ at the end.
Once the USDT is in, buying coins on Binance's spot market carries one more trading fee: Binance's fee page lists maker and taker at 0.1% each for the Regular User tier. For how the BNB discount is worked out, see how Binance fees are calculated.
Flagged bank accounts and tainted USDT: risks when you trade directly with individuals
P2P, over-the-counter deals and any other trade made directly with an individual carry two risks: your bank account can be flagged and frozen, and you can be paid in tainted USDT, meaning USDT of unclear origin that may be linked to money laundering or fraud. In a trade of this kind, do the following:
- Trade only inside the platform's order page. The name on the receiving account has to match the verified name the platform shows; if it doesn't, don't pay.
- Pay from an account in your own name and stay away from private deals off the platform; leave unreasonably low quotes alone.
- Keep the screenshots and transfer records for every order.
- For readers in Taiwan: if something goes wrong with your account, contact your bank first, and refer to the 165 anti-fraud site run by the National Police Agency under Taiwan's Ministry of the Interior.
For the scam tactics aimed at wallets, see our guide to self-custody wallet scams.
Your first deposit, in order
- Get your account and identity verification done first. If KYC is holding you up, see Binance KYC verification: documents, rejections and fixes.
- Local-exchange transfer: same chain on both sides, address and Memo checked, a small test first. Buy Crypto page: payment method first, then the total cost and quote on the confirmation screen.
- Once the USDT arrives, see your first trade on Binance: buying USDT/BTC for how to place a first spot order.
FAQ
Binance P2P shows no ads when I select TWD. What do I do?
When neither the buy nor the sell side of the TWD section has ads, changing the filters won't turn any up. To get TWD into Binance, buy USDT on a Taiwan exchange and withdraw it across, or see whether the Buy Crypto page has a payment method you can use.
Which chain should I choose when withdrawing USDT from a local exchange to Binance?
One that both the local exchange's withdrawal page and Binance's deposit page offer. If more than one chain is on both, then compare the withdrawal fees on the local exchange's side.
Is there a minimum deposit amount?
On the local-exchange route, each transfer can't be below that exchange's minimum USDT withdrawal. On the Buy Crypto route, Binance's FAQ says minimum and maximum transaction limits may vary by payment method, verification level and region; check the limits displayed for your pair on the buy page.
What do I do if my bank account is flagged and frozen?
Start by asking the bank why the account was flagged and what the procedure is for lifting it. Gather your order screenshots and transfer records, cooperate with the police when explaining them, and consult a lawyer if needed; you can also ask Taiwan's 165 anti-fraud hotline.