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Risk & disclaimer

Last updated: June 2026

This page runs a little long, but it concerns your money, so it's worth two minutes. In short: Lianbao writes guides, not reasons to get in; crypto carries more risk than most people assume, so keep the points below in mind before you do anything.

Educational content, not investment advice

Everything on Lianbao — the articles, tools, and charts — exists to help you understand "how to do it" and "what the risks are." It's general education and information. We don't know you, your financial situation, your risk tolerance, or your goals, so nothing here constitutes, or should be read as, investment advice, financial advice, or a solicitation to buy or sell any particular asset. Whether to buy, how much, and when to get in or out is entirely your own decision and your own responsibility.

Crypto is extremely high risk and can go to zero

Crypto prices swing violently — double-digit moves in a day aren't unusual. There's no deposit insurance and no daily price limit. A project's value can shrink sharply, or vanish entirely, in a short time because the team disappears, a technical flaw is exploited, it gets hacked, liquidity dries up, or regulators step in. Once a transfer is on-chain it usually can't be reversed, and pasting the wrong address or the wrong chain can make assets disappear for good. Be clear-eyed about this: every cent you put in could be lost in full. The oldest line still holds — only use money you can completely afford to lose, money that wouldn't change your life if it were all gone.

Information may be out of date — defer to the official pages

Exchange fees, limits, listed coins, sign-up flows, and the features and compliance rules available in each region all change from time to time, and we can't always update in real time. This site reflects what we knew when a page was written or last updated, which may differ from what you see when you read it. For anything involving fees, rules, or procedures, always defer to the latest version on Binance's official pages and announcements. If what we wrote doesn't match the official source, the official source wins — and we'd appreciate an email letting us know.

Affiliate disclosure

Being clear about our interests is basic honesty. Lianbao is an affiliate partner of Binance; some links on this site are affiliate links and contain an invite code. When you sign up or trade through these links or codes, we may receive a referral fee from Binance. This adds nothing to your costs and doesn't affect the rate you get; in some cases using an invite code can even get you a fee rebate. To be clear: the fact that we're paid for referrals doesn't mean you "should" open an account or trade — our incentive to earn and your decision-making should be kept separate. There's a fuller account on the About us page.

Third-party links

This site links to Binance and to other third-party websites, tools, and services. Those sites are outside our control; we can't guarantee the accuracy, safety, or availability of their content, and we're not responsible for what you do, or lose, on them. Once you leave Lianbao, that site's own terms and privacy policy apply — use your own judgment.

Talk to a professional about tax

The tax treatment of crypto varies by region, differs from place to place, and keeps changing. This site does not provide tax or legal advice. Whether and how your trades, swaps, or income need to be reported is a question for a qualified accountant, tax adviser, or lawyer, in line with the rules where you live.

Scope of responsibility

We do our best to keep the content accurate and useful, but we can't guarantee it's entirely free of errors or omissions. To the extent permitted by law, Lianbao is not liable for any direct or indirect loss arising from your use of (or inability to use) this site's content, tools, or the third-party services linked here. Whether to rely on the information here, and how to use it, is for you to assess and to own.

Questions after reading, or want to report an error? Email [email protected].